If for example the banker's first 2 cards total 0, 1, or 2, then the banker must draw one card. If you think the point counts are equal, doable ! bet the tie as well. If the Banker's hand totals 4, they draw if the Player's third card is 2 to 7 and Stand for all those other memory cards. https://anotepad.com/notes/84e5eb8e